i r n i Q S
When circumstances change, you may want to
be able to have peace of mind that your mortgage
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ADVERTISING FEATURE
HANDY HOME LOAN TIPS
Fixed, variable or both?
In a volatile market, it m ay be a go o d idea to hedge your
bets by spi tting your loan - part fixed rate and part variable
rate, to protect yourself against future interest rate rises. This
approach will also see you benefit from a lower rate should
variable interest rates decrease.
can be adapted to suit Here's how to get the
Make extra repayments
most out of your Suncorp Bank home loan.
A
ot can change over the life of a nom e loan. Families grow up.
school fees need to be paid for. renovations need to be done,
and som etim es w e sim ply outgrow our home. W hich is w hy
you should consider a hom e loan with the flexioility to change if your
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The w ay you m ake repaym ents can be just a s important a s a
low interest rate. Look for a loan that calculates interest daily
and allows you to m ake extra repaym ents without penalty.
All Su n co rp Bank Variable Rate H om e Lo a n s let you m ake
weekly, fortnightly and monthly repaym ents. This could help
you save m oney over the life of the loan.
needs change over time.
Redraw when you need it
W hether you're buying a new home, or you 're looking to switch
lenders, a Su ncorp B a n k H om e Loan Specialist can help you ch oose
a loan with the potential to grow and change with you over time, even
g o with you if you m ove hom es. They’ll be ycur one point of contact,
from application nght through to settlement, and beyond. To get you
started, here's a few things to look for.
W i
While itls a g o o d idea to m ake additional repaym ents w hen
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you can. occasionally you need to a cce ss that extra cash.
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Look for a loan that allows extra lum p su m repaym ents with
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a redraw facility so you can a cce ss your extra repaym ents if
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you need to". C h o o se a loan with a redraw facility to give you
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peace of m ind in ca se unexpected expenses arise.
Y o u r o w n H o m e
L o a n S p e c i a l i s t
Every' Su n co rp B ank H om e Loan co m e s with your
ow n H om e Loan Specialist. A dedicated person
w ho will take the time to help you find the right loan,
then assist you through every step of the hom e loan
process. Call us. talk to u s in branch or if you prefer,
one of our mobile lenders could com e to you. Plus,
you can a c c e ss your H om e Loan 24 hours a day via
our award-winning Telephone and Internet Banking-*-
Ef
Ef
Home Loan Specialists
We’ll help you choose
the right home loan
Call 13 11 75
A
Visit your local
www.suncorpbank.com.au
Banking products are issued by U unccrp-M etw ay Ltd A itN 8 6 C IO 331 '2 2 Australian C re d l Licence
num ber 229882. To aoprcved applicants only Fees, charges term s and condcions apply and are
ava table u po n req.iest ^ e a se read ihe relevant rvo djo t Information D ccu m e nl before you m a<e
any decisions regaiolng this product. Contact Su nco rp fur a copy. 'A Deferred Eatab ishm ent Fee
npp lkn
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the loan is paid nut w thin ’be tlrsr 4 ,on ", art«- settlemnn- Funs and rnndHm n= apply to
C ashb a ck withdrawal *Su n c c rp B an k h a s been aw arded ‘M o st C om prehensive Phene Banking*
n tfw C A N S T A F C A N N E X A w a rcs 20 0 9 and the 2 0 0 9 8 2 0 0 Am ber Internet Banking A w trd A ny
advice is given without consioerabcn of your oojectwes or financial situation. You sh o jld consider the
appropriateness o ' the advice in rega'd to yaur cw n situation.
It’s worth the switch
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u n c o r p
b a n k
